D
! M9 v) H, O( M' U4 Z# p/ x打白条 issue IOU
: l# o/ M7 a/ g r2 J: B" M; i8 z 大额存单 certificate of deposit(CD)
( o @2 w# l' ^3 D- q" W! H 大额提现 withdraw deposits in large amounts 6 d/ ^" z1 n9 c
大面积滑坡 wide-spread decline * x" x# h$ B3 b! s/ d! \; @3 O
大一统的银行体制 (all-in-one)mono-bank system
3 C1 W K6 C; y2 ]9 e9 s1 I 呆账(请见“坏账”) bad loans
2 F# F: S- H& q2 R 呆账准备金 loan loss reserves(provisions)
3 _1 l& e7 f: ? 呆滞贷款 idle loans
3 { N) g/ X1 W3 b; A! A8 m 贷款沉淀 non-performing loans
8 ]1 m/ l! H8 x& ?2 x3 e Z 贷款分类 loan classification
: S, g8 }9 z- H* o8 a: F" h2 v& k 贷款限额管理 credit control;to impose credit ceiling
0 Y6 C9 O1 l, a' Z) D: u 贷款约束机制 credit disciplinary(constraint)mechanism
P0 ?( W$ N4 \- z1 M& E 代理国库 to act as fiscal agent
& |& D3 g; s& M 代理金融机构贷款 make loans on behalf of other institutions
- {! {* H' C7 R8 q8 \ 戴帽贷款 ear-marked loans ; _( t8 g) \8 z7 y/ C
倒逼机制 reversed transmission of the pressure for easing monetary condition
8 E X5 a$ g- T" U/ F1 v$ _ 道德风险 moral hazard
9 x; d) r- J' o9 f$ K 地区差别 regional disparity
2 @9 k. k: V$ G) M1 B7 j% @: ? 第一产业 the primary industry 9 O- p6 Y0 [- N. K6 u) \+ O
第二产业 the secondary industry
3 d8 c% c' T3 S/ u1 D" q3 ]/ g1 g 第三产业 the service industry;the tertiary industry
, t& e$ x: l0 Z" o 递延资产 deferrable assets
# D2 s/ Q2 [. q$ i4 B/ b 订货不足 insufficient orders @. y3 }7 T- X, }' u
定期存款 time deposits " K' ?! U$ J/ ]. v8 c( q% N8 g7 H
定向募集 raising funds from targeted sources
3 ?4 N$ B# `2 }+ ~ B! L 东道国(请见“母国”) host country ' I! X% b( p; g
独立核算 independent accounting
# X1 z6 r4 c1 T( N 短期国债 treasury bills
! j. v- X5 T& N9 [9 `. B8 e, L 对冲操作 sterilization operation;hedging 1 T S' n B) `5 t) w J5 @9 d
对非金融部门债权 claims on non-financial sector
% S2 Q8 P/ U" ~$ m% u V; |) r, T 多种所有制形式 diversified ownership |