(earthquake) intensity
! R9 C1 [6 H. b9 |3 T6 }& I/ ? (地震)强度-梅卡利仪测量破坏程度
/ W/ a/ K/ x3 a) V" ] (earthquake) magnitude
, @7 l! D1 `9 d' E4 \ (地震)烈度-里氏仪测量震感强度 9 q( N9 y+ T% f$ c7 z" q
after shock
5 f" M( d6 z0 ~: G7 O) i8 u 余震 1 s* `% V3 ~8 s; J/ T9 e
Alternative Risk Transfer
7 _( m& d8 `& p 新型风险转移 % ]& \5 y7 ~" F: v- q; E5 |
anti-seismic design
: x' I% `% @5 x( ` (房屋)抗震设计
( h4 p' b$ V; E4 v Business interruption - ~) p* v# v+ s8 G9 K) ^" N
营业中断险
/ u N$ a4 |% b1 p) C capacity
9 o1 b7 e0 V) s" L2 O9 B 承保能力 - I1 @# K5 |+ n. U1 {+ }) C2 v7 ^5 _
CAR : s' Z3 h1 o! h* T" ^2 ^
construction all risks 建工一切险 或:建工险 {1 M5 L$ [1 |3 R; L M5 x$ i
catastrophe XL . [1 t, V1 D6 b5 O# `
巨灾超赔
- t1 ?' m7 P: T7 ? CEA $ L- p6 F" o, c4 A
加州地震局 ' g3 }0 o6 X! R: _; B5 P4 W
ceding company / V- k! C) A8 _; O5 _2 ?
分出公司 9 k- t+ s5 k1 T% g8 R
contingent liquidity 7 T! V" @8 m7 a7 s5 [8 E
或有流动性
1 N6 E+ q- U) B# t: M3 P co-related risks
. T, O" Y8 h- D0 K/ C" x 关联风险
% q' }6 U: e1 H4 {" h2 E* T coverage 5 n! n2 F0 I) h$ G/ _8 r( b
受保范围 5 T+ z) B& ^% _& J: J9 p
deductibles ' j* o' I* v1 @5 |% ]2 U
免赔额
0 w- N: U! K Z+ |; k! ` EAR 1 C. x, {: [% ?* `& u) M
erection all risks 安工一切险 或: 安工险
3 @- e' l' h1 x/ f3 _- y( ?( D earthquake exposure zone
% h% K M9 C" z+ ]4 x* R 地震风险区 ) T4 D8 s! v$ g. Y9 W, R! [, F
EQ - earthquake - {- S5 W9 R4 }8 z" G& {
地震 ! \" O6 `( x1 T2 b K4 i; ?
excess of loss (XL)
. q; E, T; Q( W9 C3 J$ M3 X 超赔分保
7 Z7 H: _$ O4 d7 |; | experience fund 9 m! k+ ]- ~6 E' F# s# O
经验基金
2 K3 X, S. a9 i, S5 D |* F exposure 1 g# u p: g3 u) \3 T
暴露面 7 W0 w5 G# x! c* p+ |
exposure rating
/ B6 t1 s0 T3 R! T+ @ 风险评估
4 r# |4 I o7 k0 j facultative reinsurance 9 g- }/ r; i( A# F5 C! `8 F
临时再 保险 (可选择的保险,非强制性的)
* g( X/ Q @/ n) M5 \6 x6 d FAS 13
. P7 r% ^* E$ D: m No. 13 Financial Accounting Standard
* l0 @) h, [% u- l7 n fault
) f5 ]+ O0 t! g. M 断层 1 G; P3 m* t% Z4 \' m( z$ @. H/ V
financial quota shares ( z. T% w' N+ W9 q
成数分保
, H% i& n6 f3 b, T* z$ m financial reinsurance ; P' a3 k V4 T7 b& e9 f
财务再保险
" g o+ s& P3 r* y! t1 [# \ finite risk reinsurance
: e5 O2 N+ h$ M5 Z# G 有限风险再保险 ( X. x) f- G* x/ x6 n. J
Finite risk transfer " p1 I. ]* y3 b8 s; I% L, q
有限风险转移 9 N' L3 K* t' i: `# b. k
GNPI
/ A+ R$ {) L7 ^& c/ N$ W8 [ Gross Net Premium Income 总净保费收入
% K) X7 T* U% J k I. Z Holistic risk transfer : e+ o9 n3 ?. C# l) f
整体风险转移
. X4 \# Y. v# P# [" [* W insurance securitization
$ q# x% E( b* A% R. k7 C+ [ 保险 证券 化 4 J/ T3 k, }5 ^2 y% V; q- p9 F8 k
insured * T8 T( V- c/ I$ V& ?
被保险人 5 E$ D, ]7 Y4 C0 f* Z' r. Z
insured loss * _' j$ Y0 A; I7 R
保险损失
; P8 R E A/ i$ { isoseismal
* Y$ B# n8 D2 t9 _( l% j2 y8 @ 等震线
, R1 d/ b$ X, w% z limits
, U6 i) i, w0 \# C D' l8 m 投保限额 - l/ }& \' z& B
liquidity support
, W) S: V7 X8 G2 c 提供流动资金 6 w/ B. Z* v5 E
market retention " B: `1 A4 P7 l4 j2 I, {
市场自留额 |