Electronic BankingMethods of accessing bank accounts through electronic terminals, ATMs, computers, land-lines, and mobile phones.
" j) B3 ^4 w3 _4 y Electronic Funds Transfer(EFT)A transfer of funds either from or to an account, which is initiated by giving an instruction through an electronic access method.
. n2 l5 v* b% i X PasswordA series of letters and/or numbers for which a customer can access an account. Should be kept secret.
1 ^7 H+ P& G" ], j' i3 j, F Mobile BankingA method of banking where customers have the ability to access bank accounts and information through their mobile phone. 电子银行客户通过电子终端如自动柜员机、计算机、固定电话线和移动电话操纵银行账户的方式。2 g! J+ e$ Y4 I8 P
电子资金转账(EFT)通过电子手段控制账户、发出指令将账户资金转入转出的操作。
; _7 Y8 o" i* e 密码客户用以进入账户的一系列字母和数字的组合。必须严格保密。
9 l @' A }$ s) s3 d& a! U 手机银行客户使用手机进入账户、查询信息的银行交易方式。 |