CheckA check is a written order by an account holder to his bank to pay a certain sum of money to the payee. A check is not legal tender.
3 t3 O- r. H: ]* ?2 H. _, u Crossed CheckA check that has two lines across it to denote that it must be paid into a bank account.
; M1 W3 p0 E6 ~ Cash Check A check that can be redeemed for cash at a bank. The bank generally has to be the account holder's bank.
/ b0 O5 w1 m1 k0 \6 e Bounced Check A check that the bank refuses to pay because of insufficient funds in the customer's account. Also called a bad or dishonored check.# {! M/ v, z% w! _3 n2 v( W
Clearance PeriodThe number of days required to settle a check deposited into an account. Generally 3 to 4 days.
. _( s! v/ f* B# O/ C DrawerThe account holder or the person who signs the check.
( X4 G: q( L6 L' b& w$ N$ C DraweeThe bank that is going to pay the amount of money specified on the check.
9 h, _/ `/ v; U& p PayeeThe person named to receive the check. 支票账户持有人要求银行支付一定金额给收款人的书面命令。支票不是法定清偿。* n+ C" Y# A# ^6 t/ l+ ~) Z& J
划线支票支票上加了两条平行线,表示必须存入某个银行账户。5 \0 B3 [- W% M% D: X8 i/ C) |
现金支票可以在银行兑换现金的支票。银行通常为账户持有人银行。7 a7 Q- C3 t* A* E! n4 `- ~5 ~. o8 N7 [
空头支票银行由于客户账户上资金不足而拒绝支付的支票。也被称为不良支票。( S, e" E" S+ ]2 H
偿付期限偿付支票并将金额存入账户需要的天数。通常为3到4天。
- u+ K$ A) J" N( v6 e 出票人签署支票的账户持有人。) U1 U( E2 [5 d5 ^( B/ a, H
付款人将支付支票上确定的金额的银行。 U1 @' Q" A3 L- I7 L4 J
收款人接受支票的人。 |