第一章: The Hong Kong banking system – an introduction 1
6 }# m* e m B7 b/ t 第二章 Money, banking and the economy 45 V6 Q. y1 }) @* p! A8 v ~* }
第三章: The Hong Kong banking regulations-capital adequacy and liquidity ratios, the limitations and restrictions of banking practices 5( k9 q8 N2 K( ?( A; ^' N
第四章: International banking- regulatory and market development 7
9 N8 j1 ^( Z. Q/ `' h% l 第五章 financial institutions, the capital and money markets 8! N( Y7 j. q* y- a8 |0 ?
第六章bank clearing system and fund transfer 102 V, J4 e+ w( o$ {
第七章 banking business for the personal sector 11
- Z3 X" q& \1 ?7 U3 L3 \4 _ 第八章 banking services for the business sector 12
, p* Z' n5 J7 y! C3 V Z 第九章 private banking and merchant banking 14$ { o2 j+ ]9 S% J3 v i
第十章 The banks’ role in international trade 15! u; C* v+ f b
第十一章 Financing foreign trade- documentary credits and collections, shipping terms and documents 17) w/ b4 Y/ d% P) M! i( d
第十二章 International money transaction 20" T* y9 m6 Q* Q" Z! g" V
第十三章 Foreign exchange 22, f+ t! }9 @& `0 i5 Z2 r$ r
第十四章 Basic considerations in granting credit facilities 243 L1 S" O5 q# M4 L1 d+ _& `
第十五章 Types of advances 257 K1 z6 L- X3 s% N/ l
第十六章 Special types of borrower – the commercial sector 26+ ~6 k7 E; l0 m5 W5 l& z6 o
第十七章 Securities for lending 28
) L0 t0 \) \% S/ X 第十八章 Balance sheet analysis 29
5 V; Y, a6 b6 e9 [4 ?; k 第十九章 Advance control 30# r l# Z$ m# ]8 J2 M
第一章: The Hong Kong banking system – an introduction# V2 f5 U6 x1 o8 x0 T& ]
l The main features of the three-tier system
" j+ e; A# O+ S! E" u" ? The essential feature of the change in the system is that the old categories of the
6 V2 Z* a: }& J p2 G [6 q Licensed Deposit –Taking Companies (LTDS) and the Registered Deposit-taking Companies (RTDS) were replaced by two new categories, the restricted i$ G5 F. U+ l9 X D
licensed banks (RLBs) replace the LTDS and the deposit taking companies (DTCS)
! z. e( {7 e" |. S. Z/ a6 _ replace the RDCs.1 ^7 v) X" G N9 a) [8 d
There is no change in respect of Licensed Banks except that the minimum paid-up share capital for locally incorporated banks is increased from HK$100 million
5 u* K E9 Q4 s to HK$150 million.% N5 y9 j: r8 @5 g1 R
The word “bank” or its derivatives must be qualified by adjectives such as
/ N. i9 w( }! y2 C3 L “merchant” or “investment”, so that they are clearly differentiated from
) G1 |$ N& x& P! v9 X; j licensed banks. However, terms such as “commercial “or “retail” are not
0 @- p/ l. I* w. V y+ D; s acceptable.% f- f+ ~' c4 ?
A RLB incorporated overseas may trade under its corporate name, even though
8 o! o# D$ n# o: _. X9 z* L+ j that name includes the word “bank”(or its derivatives), however, the name must be used immediately in conjunction
, N4 k+ T& M5 J6 a/ E& ~* r with the phrase “restricted licensed bank”. |
发表于 2012-8-16 08:44:06
