Commercial student loan is referred to the commercial loan provided by the financial institutions for non-compulsory education students, or their lineal relatives or legal guardians. The loan applies to the students who apply for overseas study loan and reeducation and advanced study loan, etc. 一般商业性助学贷款是银行对正在接受非义务教育学习的学生或直系家属或法定监护人发放的商业性贷款。贷款适用于学生的出国留学贷款、再教育进修贷款等。