银行业务：存钱与利息的

会计考友

　　存钱对中国的老百姓来说可是一件很重要的事，似乎只有把钱存在银行里，才能感到安心。这次我们就来看看有关存钱与利息的表达。
. ~7 p$ K, K( d1 m- J　　How much do you want to deposit with us?
# c+ S+ Y7 j1 S5 B( |　　存多少？
　　How much do you wish to pay into your account?
% Y/ @0 k" m0 P7 A  ?- O2 \. ?! M9 {　　你想在户头上存多少？
5 W- N& t$ P7 u6 U2 M5 z: I　　How much money do you plan to keep in your account on a regular basis?
( r+ L0 x: h/ ~4 O2 P. T) s+ v3 p　　你计划在你的户头上定期存放多少钱？
- b4 A$ P3 @# ?- h( l# s0 _# F6 e　　Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name and your account number?
　　请填张存款单，写明要存的数额以及你的姓名和帐号。
　　I want to deposit 300 yuan in my account.
( O5 E1 E( G* {4 i; B+ O1 \4 c　　我想在我的户头上存300元。
, {" d1 Q4 C1 P0 K1 D% n, j　　I want to deposit these cheques in my account.
　　我想把这些支票存在我的户头上。
2 S1 Q4 J0 c$ j% t! f　　I want to deposit my paycheck.
　　我想存入我的工资支票。
　　What's the interest rate for the savings account?
- d9 i- {1 Q  Q# ?　　存款利率是多少？
　　Do you pay interest on this account?
　　这种存款有利息吗？
　　Please tell me what the annual interest rate is.
2 Z4 c( d2 h. R6 V% ~, ~! e! n9 \　　年利率是多少？
　　Interest is paid at the rate of 1% per annum at present.
　　目前每年的利率是1%。
　　The account carries interest of 4%.
: ^( T0 H/ `% }2 \$ W1 P$ l6 R　　该存款有4%的利息。
9 j5 B5 n8 @0 u: j; m3 N; n　　The interest is added to your account every year.
. U2 m4 a; v/ }+ u! B( X　　每年的利息都加到你的存款中。
　　The interest rate for the savings account is 4%.
$ c, ~1 t: N2 u4 o　　储蓄存款的利率是4%。
　　It varies from time to time. At present it is 6%.
　　（年息）每个时期都不同，现在是六厘。
　　Notes:
　　account number 帐号
$ x9 X, `' ~9 {  e7 N& F9 \　　depositor 存户
* ^% `, c) h0 z  g  a; x　　pay-in slip 存款单
　　deposit form 存款单
　　banding machine 自动存取机
　　deposit receipt 存款收据
　　private deposits 私人存款
+ d4 \" l! I- p; A  S　　certificate of deposit 存单
　　deposit book, passbook 存折
$ c3 f, y+ \3 n+ j! E　　interest rate 利率
$ S9 ]1 @8 ?% Q7 ]　　simple interest 单利
　　compound interest 复利
3 F; s, Q0 ?7 d$ ^) V2 a　　legal interest 法定利息
　　prime rate 优待利率
, c% {' i3 B0 ], j1 a6 T) M% }　　payable interest 应付利息
9 @3 ~& J2 X) J* g1 ^6 W! @　　lending rate 贷款利率
5 }% ~: T; x, V: y( c% t5 h　　usury 高利贷
　　the subsidy rate for value-preserved savings 保值储蓄补贴率