金融英语辅导资料之银行业务与管理15

会计考友

　　存钱对中国的老百姓来说可是一件很重要的事，似乎只有把钱存在银行里，才能感到安心。这次我们就来看看有关存钱与利息的表达。
% q: T! ~4 o7 f+ E% U" g6 A　　How much do you want to deposit with us?
! M8 P/ V3 |4 ^6 C: h) c　　存多少？
* S% D% P0 Q! G; t3 f　　How much do you wish to pay into your account?
, _' p6 j" G, n5 I　　你想在户头上存多少？
. C5 \9 s! s- R, i- P( E　　How much money do you plan to keep in your account on a regular basis?
　　你计划在你的户头上定期存放多少钱？
　　Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name and your account number?
8 Q' D3 Z0 b3 c1 x9 n4 r' k' V　　请填张存款单，写明要存的数额以及你的姓名和帐号。
　　I want to deposit 300 yuan in my account.
+ h- n5 w8 k( p; O4 ~　　我想在我的户头上存300元。
1 i7 R; `+ G* f8 w2 B3 B- K6 J　　I want to deposit these cheques in my account.
　　我想把这些支票存在我的户头上。
　　I want to deposit my paycheck.
) {/ G  Q3 `5 t! U　　我想存入我的工资支票。
　　What's the interest rate for the savings account?
( `+ v/ P% A2 k　　存款利率是多少？
) G, T: Y: T* }+ ^9 _4 P9 _　　Do you pay interest on this account?
　　这种存款有利息吗？
　　Please tell me what the annual interest rate is.
% o2 q3 {! I5 _　　年利率是多少？
) n6 A3 G# t4 E7 P# Y- Y0 J　　Interest is paid at the rate of 1% per annum at present.
3 ]1 G  Z! W; A. E' B　　目前每年的利率是1%。
) d4 e3 _: y/ r! W/ \- u, a, k　　The account carries interest of 4%.
　　该存款有4%的利息。
　　The interest is added to your account every year.
/ ^! Y7 H  w  O9 @, m7 H* K　　每年的利息都加到你的存款中。
　　The interest rate for the savings account is 4%.
- k! O) W+ j- p+ Z　　储蓄存款的利率是4%。
! |6 Y/ J( p. Q. C4 p# o, j2 A/ k　　It varies from time to time. At present it is 6%.
　　（年息）每个时期都不同，现在是六厘。
- |$ g7 N3 H) e6 C　　Notes:
　　account number 帐号
- c8 Q! P" S# h' x　　depositor 存户
' }; B! `4 R( [5 E! |- P3 b: W- A　　pay-in slip 存款单
" z# D8 z- _$ U. _3 a+ W/ O　　deposit form 存款单
3 w: C/ Y8 }& u# f: v" U　　banding machine 自动存取机
3 }6 A  ?7 x  B- D　　deposit receipt 存款收据
　　private deposits 私人存款
　　certificate of deposit 存单
# B4 s. R" l  O- l0 Y　　deposit book, passbook 存折
　　interest rate 利率
　　simple interest 单利
2 f% Y2 n* e7 o8 J　　compound interest 复利
　　legal interest 法定利息
& {% m8 c# D; C9 H　　prime rate 优待利率
　　payable interest 应付利息
( G' J+ V! L# F2 D* ?4 T) t　　lending rate 贷款利率
　　usury 高利贷
　　the subsidy rate for value-preserved savings 保值储蓄补贴率