金融英语综合辅导：InquiringaboutPeonyCard（4）

会计考友

　　A:Miss Lin,I’d like to recommend a new bank card to you.I think you will like it.
& X: Y3 S2 d: V; ~) ?4 V　　B:really? What’s that?
( P9 W) A+ J9 S  g7 r/ Z( }3 x　　A:Peony MoneyLink Card.
" S( I( f" c* A: s$ y9 |　　B:What is a “MoneyLink” Card?
　　A:Oh.Is is a versatile card that links a lot of businesses.
　　B:“Versatile?” What does it mean?
' z+ ?2 a3 ^" x( y  S" t　　A:You may either make deposits and withdrawals at any savings office or make transfers and inquiries at any ATM with the card.
' b" ^/ Z- t+ C, Z　　B:Anything else?
　　A:With this card,you may also enjoy services like consumption at POS terminals of all the specially-engaged commercial units, payroll agency service and agency payment for power and gas,etc.
# Q2 F5 e5 n( Z7 C　　B:Oh.That’s what I want.
　　A:But,it is only a debit card without the function of credit consumption.
　　B:It doesn’t matter.
' o; F8 _! I* u; C+ P* b/ e8 W　　A:林小姐，我向您推荐一种新卡。我想您一定喜欢。
　　B:真的吗？那是什么卡？
　　A:牡丹“灵通”卡？
　　B:什么是灵通卡？
- R* D+ T* L2 g2 g　　A:喔。它是一种多用途卡。
　　B:“多用途”？这是什么意思呢？
　　A:您可以在任何储蓄所存、取款，在任何一台柜员机上转账、查询。
2 @+ z* Y% m7 Y　　B:还有其它用途吗？
- f3 u3 Q5 j1 |. C: J  j6 }7 C　　A:有了这张卡，您还可以享受在所有POS机特约商户消费，代发工资，代交电费、水费等等。
　　B:噢。这正是我想要的。
. @; h0 Y1 [3 L8 K6 C& n* t  }　　A:但它只是一种借记卡,没有信用消费的功能。
　　B:没关系。
　　8 8 A:Good morning.I want to have a Peony Card of your bank,but I don’t know what kind of card is convenient for me.
# l  |( H# _+ v9 M　　B:Well.We have a big Peony card family,including Peony Credit Card,Peony“MoneyLink” Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.
2 l. x# ?, v' B# x' u0 _7 I( g' z　　A:Oh.What a big family!
　　B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving & withdrawal and credit consuming,etc.
　　A:What is a Peony Smart Card?
　　B:A Peony Smart Card can only be used online.
$ f* }7 [: |# k7 K; z3 B" n　　A:How about a Peony International Card?
　　B:A Peony International Card is issued by the ICBC to those enterprises or individuals who have foreign currency deposit.
; Y6 P# U! v: k% L( q$ K' L8 M　　A:Can it be settled on RMB?
, ~& ?$ Y9 O( T3 p) s　　B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.
' D; C; i. t$ U/ {7 [1 R　　A:Ah. A Peony International Card is all right for me.
( Q* b) `0 K. w4 D) f" T　　B:Thank you for choosing the ICBC.
　　A:早上好。我想在贵行办一张牡丹卡，但我不知道哪一种卡方便。
+ _3 b# C; ^" t1 A/ V　　B:嗯。我行的牡丹卡是一个大家族，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。
. I- t' {% r! z' |/ _' \% R! f　　A:哦。真是一个大家族。
- K: g' r- N* B; d) u/ t　　B:牡丹信用卡是以人民币结算的银行卡。它具有转账结算、存取现金和信用消费等功能。
: O( T1 C9 W! k. S# a　　A:牡丹智能卡有什么功能呢？
　　B:牡丹智能卡只能在网上银行使用。
　　A:牡丹国际卡又如何呢？
　　B:牡丹国际卡是工行向那些有外币存款的企业和个人发行的。
- ~9 ^+ i! D1 {' u　　A:它可以用人民币结算吗？
. Y, C. M! f/ W3 a' n　　B:当然可以。它既可以用人民币，也可以用美元结算，而且在国内、国外都可以用。
3 [8 j: ^4 b, E) o/ V& ]　　A:啊，牡丹国际卡对我正合适。
　　B:谢谢您选择工行。