金融英语综合辅导：InquiringaboutPeonyCard（4）

会计考友

　　A:Miss Lin,I’d like to recommend a new bank card to you.I think you will like it.
8 W4 S" \; ~0 }8 i$ Y7 n$ W  ]. a　　B:really? What’s that?
　　A:Peony MoneyLink Card.
" q8 ^: x# M: Y9 h' p8 O　　B:What is a “MoneyLink” Card?
) o* f' K  v% l% V6 A　　A:Oh.Is is a versatile card that links a lot of businesses.
; S4 h. c4 A$ q, I9 t- k　　B:“Versatile?” What does it mean?
0 f8 I3 B! C, ^0 ]+ S+ U　　A:You may either make deposits and withdrawals at any savings office or make transfers and inquiries at any ATM with the card.
　　B:Anything else?
: G# j* s! V# \% b1 W4 U　　A:With this card,you may also enjoy services like consumption at POS terminals of all the specially-engaged commercial units, payroll agency service and agency payment for power and gas,etc.
　　B:Oh.That’s what I want.
: j3 R$ C8 Y/ R& |" k9 l　　A:But,it is only a debit card without the function of credit consumption.
3 M  h% M4 F& E  s8 r: ]+ p6 i　　B:It doesn’t matter.
- D4 w( x! `. B) i　　A:林小姐，我向您推荐一种新卡。我想您一定喜欢。
  R: |" U  C# }9 r: O( Z- ]　　B:真的吗？那是什么卡？
　　A:牡丹“灵通”卡？
* R( G/ v8 D8 S% |! f$ Q( c, r" @　　B:什么是灵通卡？
2 E$ C3 S5 G. G　　A:喔。它是一种多用途卡。
) D9 S6 O4 c: h( R0 p7 u1 q　　B:“多用途”？这是什么意思呢？
$ @  L) d  O- E1 h9 a$ d: n* j, v; M　　A:您可以在任何储蓄所存、取款，在任何一台柜员机上转账、查询。
6 G4 W+ u% T) u+ w& G　　B:还有其它用途吗？
　　A:有了这张卡，您还可以享受在所有POS机特约商户消费，代发工资，代交电费、水费等等。
7 L6 T/ F7 {7 K5 v& U: X5 e　　B:噢。这正是我想要的。
　　A:但它只是一种借记卡,没有信用消费的功能。
　　B:没关系。
8 {7 Z8 ^1 K  N" L　　8 8 A:Good morning.I want to have a Peony Card of your bank,but I don’t know what kind of card is convenient for me.
* C9 H" h; D# e2 x8 U( m5 u　　B:Well.We have a big Peony card family,including Peony Credit Card,Peony“MoneyLink” Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.
　　A:Oh.What a big family!
" k! z+ X7 i4 i2 j* ]　　B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving & withdrawal and credit consuming,etc.
! U9 ]4 z5 v8 U3 y' _; u　　A:What is a Peony Smart Card?
$ |4 S7 W" A" J! _　　B:A Peony Smart Card can only be used online.
+ f4 ]& R) k$ X- J* M+ M$ \　　A:How about a Peony International Card?
) k: S, z9 X8 L# F; ]/ F- t  N　　B:A Peony International Card is issued by the ICBC to those enterprises or individuals who have foreign currency deposit.
4 f$ L6 \" v5 r3 l% y　　A:Can it be settled on RMB?
　　B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.
5 y6 s( b7 |! V6 q　　A:Ah. A Peony International Card is all right for me.
　　B:Thank you for choosing the ICBC.
% A! b# Q, m3 Y- j　　A:早上好。我想在贵行办一张牡丹卡，但我不知道哪一种卡方便。
　　B:嗯。我行的牡丹卡是一个大家族，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。
: Q1 A( T4 x4 @, k　　A:哦。真是一个大家族。
　　B:牡丹信用卡是以人民币结算的银行卡。它具有转账结算、存取现金和信用消费等功能。
　　A:牡丹智能卡有什么功能呢？
& D2 ^' G9 J# g4 X/ |4 Q　　B:牡丹智能卡只能在网上银行使用。
　　A:牡丹国际卡又如何呢？
　　B:牡丹国际卡是工行向那些有外币存款的企业和个人发行的。
　　A:它可以用人民币结算吗？
　　B:当然可以。它既可以用人民币，也可以用美元结算，而且在国内、国外都可以用。
　　A:啊，牡丹国际卡对我正合适。
5 K6 y/ q* F" r& i0 \　　B:谢谢您选择工行。