金融英语综合辅导：TerminologyPractice术语2

会计考友

　　11. loan贷款
　　Loan: In this sense, money which one person allows another to use for a specified time and which will be returned with an additional payment for its use; the act of giving out such money.
: B* C/ \9 B* J6 f2 x' W" s　　For example: I guess your work has to do with making loans.
　　He s afraid he s made a bad loan.
　　What is the amount of the loan?
　　12. president 行长，董事长
　　President: the officer who has the major responsibility for the management of a business．
: N. K  d, c' B　　For example: The board hires the president and vice-presidents.
8 B" V1 @  |# L9 O　　This decision will have to be made by the president.
　　Doesn t that company have a new president?
　　13. profit利润
* s$ m4 v: F* p0 Z4 y9 ?5 k& m　　Profit: earnings remaining after all the expenses of a business activity have been paid．
　　For example: Do you divide all the profits among the stockholders?
6 B% [+ ?. ]8 ]6 b4 X' f* y+ v* _! f　　We expect to make a nice profit this year.
　　The profits have been slowly rising.
6 R! |7 D/ F! c  H! L　　14. reserves储备，储备金
- D* O$ f3 v' J* Q　　Reserves: in this sense, earnings kept back for later use.
8 ^( W! ^( w  L; A2 z: h　　For example: Some of our earnings are held in reserve accounts.
; I2 M2 h$ H& g4 K! S3 F　　Their reserves are getting pretty low.
; Z6 L* Z8 C; D1 |8 \1 F: P　　They were lucky to have such large reserves.
# ?2 ^# m- H# x　　15. savings account储蓄帐户，定期存款
; Z5 o7 ?5 @9 B, U　　Savings account: an account in a bank on which the depositor receives interest.
　　For example: I guess you has to do work savings accounts.
　　They have a savings account with us.
　　He decided to put the money in a savings account.
  v+ T& A7 Y0 w9 k/ w　　16. statement财务报表
　　Statement: In this sense, an announcement of a bank s financial condition
4 |! @5 }: l0 Q5 ]; P# I6 Q% G　　For example: Here s copy of our last published statement.
$ e5 A. B& U! I0 }* E6 ?　　You have every reason to be proud of this statement.
) ?1 V+ E- u- _0 M, M# R! {8 r# y8 A　　Our new statement will be published next week.
　　17. stockholder股东，股票持有者
, m3 I" X  d# J% @　　Stockholder: a party who holds part ownership in a company．
　　For example: The stockholders own it.
8 y7 D, ^8 d! _3 P+ {　　The statement will be sent to all the stockholders.
　　He s one of our largest stockholders.
4 t" i: n' W% [0 r　　18. surplus盈余
0 L# v. r' n" `& r& b　　Surplus: money owned by a company in addition to its capital．
  i+ Q: J8 g4 u! o* Y+ P　　For example: The reserves are shown here as surplus and undivided profits.
　　The surplus is now as large as the capital. They ve built up a nice surplus.
　　19. teller银行出纳员
: o7 r6 E) K; A# A+ o% N　　Teller: an employee in a bank who pays out and receives money
! l5 I8 |+ [9 S　　For example: The board hires them, along with the tellers.
　　Take this to one of the tellers windows.
+ I% x3 _; x/ f5 L& n( _; l　　The teller took the problem to the cashier.
　　20. undivided profit未分配利润
. y. U, k. y0 s$ x7 ~2 q* b　　Undivided profits: profits not yet paid out as dividends or added to the surplus．
　　For example: The reserves are shown here as surplus and undivided profits.
　　I didn t know the undivided profits were this high.
7 m, w8 ^( r- a5 ~　　How much undivided profit do you have?
　　21. vice-president副行长
" y$ r" \1 w3 ~, t. y9 h　　Vice-president: an officer in a company who assists the president.
　　For example: The board hires the president and the vice-presidents.
　　A vice-president supervises this department.
　　One of the vice-presidents can handle this matter.