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[FECT综合考试] 金融英语综合辅导:TerminologyPractice术语2

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发表于 2012-8-16 09:04:37 | 显示全部楼层 |阅读模式
  11. loan贷款
7 v. k9 j7 k2 {" O( a) F  Loan: In this sense, money which one person allows another to use for a specified time and which will be returned with an additional payment for its use; the act of giving out such money.
; m( _$ g* O  z  For example: I guess your work has to do with making loans.+ ]/ n( x1 s  I0 q1 v3 ~
  He s afraid he s made a bad loan.
& U$ `+ @% I9 j; I1 \  What is the amount of the loan?
! T2 v. I3 G: ~- H0 Q& B  12. president 行长,董事长3 K/ h2 C% X: U0 O
  President: the officer who has the major responsibility for the management of a business.
( q% y- ~% w2 y6 r( u6 k  For example: The board hires the president and vice-presidents.
2 H$ c1 x) }. e. k% ?  This decision will have to be made by the president.
; U* f/ d7 }7 w  Doesn t that company have a new president?
; S* |! h) z3 Z+ F3 `/ p6 K/ p* E5 p  13. profit利润
* F: {% |; I0 q8 K  Profit: earnings remaining after all the expenses of a business activity have been paid.
) p9 g. ?- q. \  M. a! y, n; G5 i! e  For example: Do you divide all the profits among the stockholders?( N/ x' F5 m4 }; `4 C- }* a) q$ ]  P+ i
  We expect to make a nice profit this year.4 Y. B* F8 L, z* z1 p1 z
  The profits have been slowly rising.4 j1 U+ {4 O6 \; T% A, \
  14. reserves储备,储备金& A8 G8 }8 D7 p1 j! M/ K
  Reserves: in this sense, earnings kept back for later use.
* w* E; t4 Y  O# d' \2 _7 _/ r  For example: Some of our earnings are held in reserve accounts.  ~) [0 ]$ _* I
  Their reserves are getting pretty low.
/ M0 L0 n5 x+ ~4 Q# Q# n  They were lucky to have such large reserves.
1 T* o+ z, l) V1 q& O  15. savings account储蓄帐户,定期存款
: {! ^. C1 a* k1 ]& k) k  Savings account: an account in a bank on which the depositor receives interest.. R( x+ X4 P& q: I0 F$ e; g6 f3 \
  For example: I guess you has to do work savings accounts.) f0 L; J) o7 b" A% V
  They have a savings account with us.1 l5 ~! L9 z3 t( S5 ^0 A
  He decided to put the money in a savings account.
; p; E3 Q3 ?2 N5 d  16. statement财务报表2 E0 Z) B) u& t
  Statement: In this sense, an announcement of a bank s financial condition, b. n, m/ X$ p6 x% p. _2 g
  For example: Here s copy of our last published statement.
! S0 A; R3 B/ h5 e  You have every reason to be proud of this statement.
; M% V2 g% f/ E$ X+ @( w$ [  Our new statement will be published next week.
( q$ X) o& S% R  17. stockholder股东,股票持有者" V8 G! B  A* N% p/ v: n8 K
  Stockholder: a party who holds part ownership in a company.4 S$ V0 @' Q, r1 N' U5 B( K2 v
  For example: The stockholders own it.& \: i+ _& m* v
  The statement will be sent to all the stockholders.
9 ]. g1 C' s4 a/ U* I- N. F  He s one of our largest stockholders.+ d0 C8 F8 n) J
  18. surplus盈余
8 D8 Y( V. `0 q$ Y5 ?7 O  Surplus: money owned by a company in addition to its capital.
/ U2 p; ]( q+ ^; U  For example: The reserves are shown here as surplus and undivided profits.' f3 V( D# \& e! _/ l7 E
  The surplus is now as large as the capital. They ve built up a nice surplus.' ?% x8 \9 p. N
  19. teller银行出纳员0 h$ M1 O% m# S( [' m
  Teller: an employee in a bank who pays out and receives money
0 J& ?* R: J* M& O  For example: The board hires them, along with the tellers.) Y/ r7 m. N  r  H& P
  Take this to one of the tellers windows.
: f$ @* m: M5 w: \  The teller took the problem to the cashier.
) P% ~' I+ l3 `  V8 `  20. undivided profit未分配利润
$ l# ?5 f5 k9 S; h8 b9 e  Undivided profits: profits not yet paid out as dividends or added to the surplus.4 z) ]' e( G/ w; J; n
  For example: The reserves are shown here as surplus and undivided profits.
9 f& ^7 [' M2 ^8 B* x8 M. p* |  I didn t know the undivided profits were this high.  D* ^8 c1 J8 X8 P
  How much undivided profit do you have?, C6 h* Q4 H6 I
  21. vice-president副行长
+ w% P2 c# z) Y  Vice-president: an officer in a company who assists the president.
3 N) B5 x% w( c3 y7 F  For example: The board hires the president and the vice-presidents./ J2 f* ^; {$ B
  A vice-president supervises this department.# ?. G. T# c1 N7 m8 j$ z
  One of the vice-presidents can handle this matter.
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