专业英语四八级考试 ：专八改错练习

会计考友

You will also want to think about what kind of saving                (1)
instrument to use or what kind of investment to make. By
) U2 a4 t3 Q2 A" p. vputting your money in some kind of savings instrument or
) B' S& S# t# H! Q/ d$ Winvestment, you can set side small mount of money regularly (2)
and the money will earn interest or dividends. Interest refers
! U6 S! }3 Q$ A4 j9 v! Q0 N$ [: wto the amount what your money earns when it is kept in a        (3)
0 w9 G. n  K" z" X: r+ Nsavings instrument. Dividends are payments of part of a
company' s earnings to people hold stock in the company. A  (4)
savings instrument has an "interest rate" associated with it;
, n% J/ Q/ @& uthis refers to the rate which the money in the instrument in-    (5)
creases during a certain period of time. Principal refers to the
6 w2 ~- H; Q& V; D! @+ N* f3 Ffacial value or the amount of money you place in the savings  (6)
instrument on which the interest is earned.
% ^  t$ q/ X7 P1 oEvery type of savings or investment has some risk that
the return will be less than needed or expected. Federally in-
) g2 R' Y9 i# a) ]! X) f, m8 ?8 esured savings accounts are safe and guaranteed up to $100,000
by the U.S. Government. Therefore, they may have lower           (7)
! e( c' M* M: @9 ainterest rates, making it hard to save large amounts of money (8)
for college. Bonds and stocks often have higher returns than
savings accounts or EE savings bonds but are more riskier.  (9)
You can reduce the risks of these kinds of investments by starting
to save early. The earlier we begin the less money you will     (10)
( ^! A/ f5 r4 e9 m: Ehave to put aside each month and the more total savings you
will accumulate.