练习3. Banks and Banking : Other Bank Services A modern bank provides many services other than checking accounts. ____1____# {* `; a7 y |& \
If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ~2 @; `$ s7 }/ I: i Q' S* [ ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller. 4 ]0 |0 B! w# F. f# p All banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded. ; ]' b3 V8 {3 p A. But the majority of them pay semiannually, that is, every six months.9 o- e1 x. M" S4 f3 k$ _" r" c2 Z0 ?
B. The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent.$ E# a q: ]. |; ?/ `7 ?: D3 C
C. This means that passbook contains an actual record of all transactions made and that you know the exact amount of savings you have at any one time. 5 e' Z, J5 n" H# s- E2 F4 I2 S D. One of these is checking accounts. 2 [# Q& ?+ w* D3 m7 K E. First you would be asked to fill out a signature card. ( ~- F9 s% X0 k6 [ F. But most banks pay interest at the end of a year. ' f4 j1 ]* n4 S6 F/ l2 o9 G+ A8 { G. One of the most important of these is regular passbook savings. # E7 R) [: z6 ]8 ` H. One can withdraw money whenever necessary., m6 f5 P% {, m+ R1 ^. I- H5 \
答案:1.G;2. ;3. ;4. B;5. A试题 11