2012年商务英语中级阅读理解练习12

会计考友

Banks and Banking : Other Bank Services
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5 y2 E# R' R. FA modern bank provides many services other than checking accounts. ____1____
If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller.
. _; v, G2 }. d& ~All banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.
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1 Q7 E5 o- U% OA.   But the majority of them pay semiannually, that is, every six months.
  R. N2 W4 J, u* tB.    The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent.
, Y3 W1 K3 r4 o3 wC.   This means that passbook contains an actual record of all transactions made and that you know the exact amount of savings you have at any one time.
$ n7 V2 j- ~  K& e2 P0 f, S9 Y! i6 UD.   One of these is checking accounts.
: Z( O  L. d8 ?" P8 NE.    First you would be asked to fill out a signature card.
F.    But most banks pay interest at the end of a year.
1 G0 z& W' a$ e9 YG.   One of the most important of these is regular passbook savings.
/ D4 j; ]4 N( _0 K8 |H.   One can withdraw money whenever necessary.
答案：1.G；2. ；3. ；4. B；5. A