2011BEC商务阅读：外贸英语之保险三

会计考友

　　what is the insurance premium？ 　　保险费是多少？
　　The premium is to be calculated in this way.
7 C& v1 i1 M4 `: x3 z! S　　保险费是这样计算的。
　　The total premium is 800 U.S. dollars.
, m% V+ Z% }) L　　保险费总共是800美圆。
　　The cover paid for will vary according to the type of goods and the circumstances.
5 n3 D* L9 |7 H# E+ ]/ L　　保险费用按照货物类别的具体情况会有所不同。
　　The rates quoted by us are very moderate. Of course， the premium varies with the range of insurance.
) i$ U! A1 Q- S2 l7 M　　我们所收取的费率是很有限的，当然，保险费用要根据投保范围的大小而有所不同。
3 R* O# s; w! ]' ^% c4 V6 z8 l　　According to co-insurance clauses， the insured person must pay usually 20 percent of the total expenses covered.
. O: G" Q0 K1 s0 b( r, j, m3 k: k　　根据共同保险条款，保险人通常必须付全部费用的百分之二十。
　　The insurance rate for such kink of risk will vary according to the kind.
9 m( t# E/ u! d; _: W% S' [　　这类险别的保险费率将根据货物种类而定。
　　Insurance brokers will quote rates for all types of cargo and risks.
　　保险经纪人会开出承保各类货物的各种险别的费用。
) x+ b" O* u. V0 i　　Can you give me an insurance rate？
　　您能给我一份保险率表吗？
　　Could you find out the premium rate for porcelain？
. x- `9 T9 N/ Z0 S　　您能查一下瓷器的保险费率吗？
4 r! h" Y, @$ Q6 z4 R　　You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited
2 o* j8 |1 k% l' \) w　　to your needs.
3 D$ T& q( g9 `) \1 E8 d　　你不仅要研究各种保险所标明的给予保险人的赔偿费用，还要研究它的条件与限制，然后选出最适合你需要的一种。
　　Words and Phrases
　　insurance expense 保险费
$ W- L4 q& R+ n7 j' c; F　　premium rate 保险费率
6 f1 [3 K* {& o  f# G4 u! R% \: t$ @　　premium 保险费
　　insurance rate 保险费率表
* |3 J) F3 Q7 i9 J6 p　　insurance proceeds 保险金（保险收入）